Terence Reynolds is a civil litigation attorney in the firm’s Charlotte office.  He focuses his practice in the areas of professional liability, nursing home and long-term care liability, product liability, construction defect, insurance coverage disputes, premises liability and motor vehicle negligence.  He zealously represents his clients and is committed to achieving favorable outcomes in and out of the courtroom.  Terence was selected to the Rising Stars list, published nationwide by Super Lawyers® , in 2015 and 2017-2018 for his civil litigation defense work.

Prior to joining Hedrick Gardner in late 2015, Terence practiced law for over half a decade in New York City, first with an established civil litigation firm focusing entirely on medical malpractice defense before transitioning in 2011 to one of the largest law firms in the country with its practice entirely devoted to insurance law.  There, Terence primarily focused his practice on representing primary, excess and reinsurance carriers in coverage disputes and investigations involving Professional Liability, Commercial General Liability, Errors and Omissions, Long Term Care and Pharmaceutical Liability lines of coverage. Terence also served as monitoring counsel on several high exposure insurance programs across the country, supervising local counsel and participating in the litigation and resolution strategies. Terence also performed several annual insurance claim audits and assisted various underwriters with program evaluation and rehabilitation.

Terence graduated Magna cum Laude from Quinnipiac University School of Business with a Bachelor of Science degree in Entrepreneurship and Small Business Management, as well as a minor in Marketing. He earned his Juris Doctor degree from Fordham University School of Law, where he served as Notes & Articles Editor of the Fordham Journal of Corporate and Financial Law. While at Fordham, Terence also received the Archibald R. Murray Public Service Award for his pro bono work with Fordham Law School’s Securities Arbitration Clinic, where he represented victims of securities fraud in FINRA arbitrations in the aftermath of the 2008 financial crisis.

In late 2015, Terence and his wife, Kate, relocated to Charlotte, North Carolina to focus on their growing family.  In 2016, they celebrated the birth of their daughter, Lola.  Outside of work and family, Terence enjoys traveling, staying active and is an avid cyclist. Through his passion for cycling, he gives back to the community by regularly participating in group rides and annual charity events that raise money for the National Multiple Sclerosis Society, a cause that is extremely important to him.

Experience and Involvement


  • North Carolina State Bar
  • North Carolina Bar Association
  • Mecklenburg County Bar Association
  • North Carolina Association of Defense Attorneys


  • Selected to the Rising Stars list, published nationwide in Super Lawyers® Magazines, in 2015 and 2017-2018 for his civil litigation defense work.